Financial Aid

THE NEW 2018-19 FAFSA IS HERE AND EARLIER THAN EVER!

PLEASE NOTE: Some states and schools have limited funds, so don’t delay!

START A NEW FAFSA

SSC must have an official high school or HSE transcript on file for those who plan to use Financial Aid. In order for a transcript to be deemed “official” it must be received in a sealed envelope and include the school seal and graduation date. A current state issued photo ID is needed for proof of residency. Contact Admissions at (708) 210-5718 (se habla Español) for more information or to schedule a tour.

Tips To Make The Financial Aid Process Go More Smoothly

  1. Fill out a South Suburban College application for admission.
  2. Take or send an Official copy of your High School transcripts or High School Equivalency (HSE) scores to the Admissions Office.
  3. Fill out the Free Application for Federal Student Aid online and add South Suburban School code: 001769.
  4. Check your South Suburban student email regularly for updates regarding your financial aid.
  5. Bring in the required Financial Aid documentation to secure your financial aid.

The College provides a comprehensive program of student financial assistance consisting of scholarships, grants, and student employment. All students applying for financial assistance are asked to complete the Free Application for Federal Student Aid (FAFSA) beginning October 1st each year.

In order to be eligible for Title IV Funds (Financial Aid) a student must:

  • Be enrolled as a regular student in a degree-seeking or certificate program*
  • Complete a Free Application for Federal Financial Aid (FAFSA) for the award year and, if selected, complete verification
  • Not be concurrently enrolled at two schools
  • Have a high school diploma or its recognized equivalent (SSC must have an OFFICIAL high school or HSE transcript on file for those who plan to use Financial Aid. In order for a transcript to be deemed “official,” it must be received in a sealed envelope and include the school seal and graduation date. A current state issued photo ID is needed for proof of residency. Contact Admissions at (708) 210-5718, Room 2348 on the Main Campus for more information. Se Habla Español.)
  • Have a valid social security number (SSN)
  • Be a U.S. citizen or eligible non-citizen
  • Be registered with selective service, if required
  • Not be in default on a Title IV loan
  • Not owe an overpayment of a Title IV loan or grant
  • Be making satisfactory academic progress
  • Not convicted of an offense involving the possession or sale of drugs that occurred while receiving Title IV funds

*Financial Aid is not available for students enrolled in a certificate program that is less than 16 credit hours [i.e. Basic Nurse Assistant Training Program, (commonly referred to as C.N.A), or Truck Driving program]

A student who is in default on a Federal or State student Loan are not eligible for Federal or state financial aid until he/she resolves the default status. In order to regain federal student aid eligibility, you must provide documentation from the Department of Education or a letter on institutional letterhead from the school associated with the loan, that your loan is paid in full, has been consolidated or that you are meeting satisfactory repayment arrangements. For more detailed information regarding defaulted loan(s), visit the the National Student Loan Data System (NSLDS) for Students website at www.nslds.ed.gov. Click on “Financial Aid Review” and log in using your FSA USER ID or call 800-433-3243.
Scholarships are an additional source of financial assistance that many students can take advantage of. FastWeb’s free scholarship search includes more than 500,000 scholarships worth more than $1 billion. FastWeb is provided completely free and South Suburban College is a proud FastWeb member school. Search for scholarships on FastWeb! Supercollege.com also provides ideas and sources of funding to college students. Click on the “Find Scholarships” tab at the top of their page. Visit the SSC Scholarship Opportunities page for a complete listing of available SSC scholarships.
The South Suburban College Board of Trustees awards two-year tuition scholarship to outstanding high school seniors who are in the top 15 percent of their high school graduating class or have a grade point average of at least 3.5 on a 4.0 grading scale. Recipients must attend high school within District 510 or reside in the district while attending another high school. Recipients are subject to renewal at the end of each semester and must maintain at least a 3.0 (B) grade point average.
The UPS Earn and Learn Program is a student financial assistance package offered to students who work part-time at UPS. What’s that really mean to you? If you attend or plan on attending South Suburban College, the program will most likely cover the entire cost of your education. And what’s more, UPS has partnered with South Suburban to help keep the financial paperwork simple. To find out more about the Earn and Learn Program, contact the UPS representative for South Suburban College at 708-225-5827 or visit us at www.ups.managehr.com/earn-and-learn-program.htm.

South Suburban College participates in the following federal and state financial aid programs

  • Federal Pell Grant – Federal Grant funds are awarded to students who demonstrate financial need as determined by the student’s Expected Family Contribution (EFC) on the Student Aid Report (SAR). A grant is a fund awarded to a student that does not have to be repaid. Grant amounts are determined by the student’s cost of attendance, enrollment status, and EFC. Students must meet the Standards of Academic Progress (SAP) in order to remain eligible for federal grants.
  • Federal Supplemental Educational Opportunity Grant (SEOG) – The FSEOG is a need-based grant available to students who demonstrate exceptional need (i.e. eligible for Pell grant, zero EFC).
  • Federal Work Study Program (FWS) – All students must complete a Free Application for Federal Student Aid (FAFSA) for the applicable academic year. To be eligible for a Federal Work Study position, the student must have an unmet financial need, be enrolled in at least six credit hours and maintain Satisfactory Academic Progress (SAP) standards.
  • The Illinois Monetary Award Program (MAP) – Provides grants to eligible students demonstrating financial need. MAP grant funds are available to students who are residents of Illinois (independent students) or whose parent(s) is a resident of Illinois (dependent students). Students must meet the Standards of Academic Progress in order to remain eligible for state grants. Due to limited state funding, students are encouraged to complete and submit their FAFSA after October 1st each year.

ELIGIBILITY: All students must complete a Free Application for Federal Student Aid (FAFSA) for the applicable academic year. To be eligible for a Federal Work Study position, the student must have an unmet financial need, be enrolled in at least six credit hours and maintain Satisfactory Academic Progress (SAP) standards.

HOURS: Students may work up to 20 hours per week.

PROCESS: Students interested in federal work study employment must begin the process in the Career Development and Jobs Center.

Limited funds are available under this program. Short-term loans are provided to eligible students for the purchase of books and supplies. Students must be continuing, have a GPA of 2.0 and be enrolled in at least 6 credit hours to be considered for this book loan.
For more information, please visit our Veterans Services page.

SATISFACTORY ACADEMIC PROGRESS (SAP) POLICY

All South Suburban College students, full-time and part-time, must meet the College’s guidelines for satisfactory academic progress (SAP). Students are required to be in good standing and to maintain satisfactory academic progress toward their degree requirements each semester in which they are enrolled. Satisfactory academic progress is evaluated three times a year: after the fall, spring, and summer semesters. Failure to maintain satisfactory progress may result in the loss of financial aid eligibility.

SAP Measurements
Federal regulations require that the College track the academic progress of financial aid recipients. Therefore, transfer credits, and all other credit sources, will be included in the computation of student degree completion hours. Students must meet both quantitative and qualitative components of the SAP policy in order to be considered in good academic standing.

REQUIREMENTS FOR MINIMUM SATISFACTORY ACADEMIC PROGRESS ARE:

    1. Minimum Cumulative Grade Point Average – Students must maintain a minimum cumulative GPA of 2.0, a “C” average, each semester they are enrolled. Grades earned at another institution will not be included in the South Suburban College grade point average.
    2. Minimum Completion Rate – Students must successfully complete two-thirds (66.67%) of their attempted cumulative semester hours. This will be measured after each semester and calculated by dividing the earned credit hours by the attempted credit hours. Transfer credit accepted from an accredited post-secondary institution will be counted as both attempted and earned credit hours in addition to any coursework completed as a student at South Suburban College.
    3. Maximum Time Frame -SSC students are allowed to attempt the maximum of 150% of the credit hours required for their program of study (degree requirements may vary by program). Remedial courses, up to 30 credit hours are not counted toward credit hour completion. Students over the maximum time-frame and have not achieved their degree will be placed on disqualification (financial aid suspension) status.

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NOTE: Students who have exceeded the max hours and are given an appeal, are excluded from the met academic plan rule. ALL maximum time-frame appeals are FINAL.

Exceptions: are for degree programs that require more than 90 credit hours to complete, in, which the student will need to appeal for a FINAL semester.

ACADEMIC FORGIVENESS – All attempted hours are included in the satisfactory academic progress calculation

REPEATED CLASSES- Repeat classes may only count toward financial aid eligibility if:

  1. The course was previously failed or withdrawn OR
  2. The course was previously passed only once(unless the College indicates that a higher grade is necessary to advance to the next course level).

EVALUATION PERIOD

Students are evaluated at the end of each semester.

SATISFACTORY ACADEMIC PROGRESS (SAP) TERMS

SATISFACTORY – Students who met satisfactory academic progress standards (i.e. GPA of 2.0 or better, meeting completion rate of 66.67% or better and have attempted less than 90 credit hours for their degree program.)

FINANCIAL AID WARNING – Students will be placed on Financial Aid Warning when they fail to meet the minimum satisfactory academic progress requirements after one term for one or more of the following reasons:

  • A student’s cumulative GPA is below the 2.0 requirement; and/or
  • A student did not meet the minimum completion rate of 66.67% toward their degree progress; and/or
  • A student has attempted 90 credit hours or more.

Students are eligible to continue receiving financial aid while on Financial Aid Warning. Students placed on Financial Aid Warning status must meet the satisfactory academic progress requirements following the grading period of the warning term in order to remain eligible for financial aid.

UNSATISFACTORY – Students who are placed on Disqualification status due to GPA, Completion Rate or Maximum Time-Frame are not eligible to receive financial aid.

FINANCIAL AID PROBATION -Students with approved appeals are placed on Financial Aid Probation and are eligible to receive financial aid while on Financial Aid Probation. Students on Financial Aid Probation must meet the terms outlined in their academic plan.

MET ACADEMIC PLAN- Students who meet the requirements of the academic plan will be eligible for financial aid.

FAILED ACADEMIC PLAN – Students who fail to meet the requirements of the academic plan will NOT be eligible for financial aid.

APPEALS – South Suburban College recognizes there may be extenuating circumstances affecting student performance. The College allows students to appeal their satisfactory academic progress Disqualification status by submitting a Satisfactory Academic Progress Appeal form with appropriate documentation to the Financial Aid Office for consideration of extenuating circumstances. A Satisfactory Academic Progress Appeal must be submitted in writing on or before the established deadline for the appropriate term and is subject to approval by the appeal committee.

Granted appeals are available for one semester only. Students who are granted a SAP appeal are required to adhere to an academic plan. The academic plan states that the student will maintain a 2.0 grade point average each semester and complete 100% of the classes in which they are enrolled. (No withdrawals, incompletes or failures)

SAP NOTIFICATION – All SAP results (i.e. financial aid warning, financial aid probation and approved/denied appeals) are sent to students via their SSC email.

Return of Title IV Aid (R2T4) Policy

Title IV financial aid funds are awarded to the student under the assumption that the student will attend school for the entire period for which federal assistance was awarded. South Suburban College Financial Aid office has established the following procedures in compliance with Federal Regulations 34 CFR 668.22 and the Higher Education Reconciliation Act of 2005 (HERA). In accordance with these regulations, South Suburban College is required to recalculate Federal Student Aid (FSA) eligibility for a student who ceases all attendance. When a student withdraws from all their courses he/she may no longer be eligible for the full amount of Title IV Funds that he/she was originally scheduled to receive. A pro-rated schedule is used to determine the amount of federal student aid the student earned at the time of the withdrawal. South Suburban College will follow the outlined procedures below to process official and unofficial withdrawals for Title IV eligible students.

Federal regulations requires schools to calculate how much federal financial aid a student has earned if that student:

  • Completely withdraws, or
  • Stops attending before completing the semester, or
  • Does not complete all courses which are not scheduled for the entire semester

Students who receive financial aid and do not complete their classes during the semester enrolled could be responsible for repaying a portion of the financial aid they received.

Types of Withdrawals: Official and Unofficial

Official Withdrawal
Students at South Suburban College who are completely withdrawing may request changes to their enrollment by completing the Official Course Withdrawal Form. If at any time after the published 100% tuition reversal period a student submits an Official Course Withdrawal Form; South Suburban College recognizes this as an Official Withdrawal. An R2T4 calculation will be performed for all students who completely withdraw during the aforementioned time period and are receiving or are scheduled to receive Title IV aid.

Unofficial Withdrawals
Financial aid is awarded under the assumption that the student will attend South Suburban College for the entire term for which federal assistance was disbursed. Students who started a course but stopped attending without notifying SSC of their intent to cease attendance are considered an “unofficial” withdrawal. An R2T4 calculation will be performed.

Changes to Enrollment
Students at South Suburban College may make changes to their enrollment through their SSC portal or at the Registration Office. Students who withdraw from all of their classes during the first 60% of the semester are subject to a pro-rata refund of their federal funds. That is the college is obligated to return a percentage federal funds to the Department of Education. A withdrawal could result in the student owing a balance to the college.

Students who are withdrawing from all courses during the term must complete the following steps:

  1. Student must meet with a counselor, upon consultation with a counselor the student is given an Official Course Withdrawal form
  2. Prior to withdrawing from all courses the student must meet with the financial aid staff member to understand the implications of withdrawing from all courses as complete withdrawals affect student satisfactory academic progress
  3. Student takes the Official Course Withdrawal Form to Registration to complete the withdrawal process

Recalculation of Aid
Per federal regulations, if a student begins attendance in at least one course but does not begin attendance in all coursework s/he was scheduled to attend, regardless of the student is a withdrawal, the institution must determine if it is necessary to recalculate the student’s eligibility for Pell and FSEOG based on the revised enrollment status and cost of attendance. This recalculation must be done prior to performing an R2T4.

Charges
Charges are assessed to the student’s account for the term based on the census hours. After this drop/add period is over, there is no refund or pro-ration of tuition or fees.

Unearned Aid Returned
Once the R2T4 calculation has been completed, South Suburban College will return all funds for which the institution is responsible and return all funds for which the student is responsible( on behalf of the student). South Suburban College will return all aid in the following order as regulated in The Higher Education Reconciliation Act of 2005 (HERA):

  1. Unsubsidized Stafford Loan *
  2. Subsidized Stafford Loan*
  3. PLUS Loan*
  4. Pell Grant
  5. FSEOG Grant
  6. Federal TEACH Grant*.
  7. Iraq and Afghanistan Service Grant (IASG)

*South Suburban College does not participate in the Direct Loan and Teach Program.

Post-Withdrawal Disbursement
A post-withdrawal disbursement (PWD) occurs when a student’s earned aid exceeds the amount of aid disbursed.

Student Notification
The Financial Aid Office will notify all students who had an R2T4 calculation performed or who may be eligible for a PWD via email. The email will provide the student with the following information:

  • Documentation required to complete verification
  • Amount of aid returned and from which program
  • Balance due to the College
  • Information on where to make a payment

Spring 2018

  1. Students will be allowed to purchase books in the Bookstore starting Monday, December 4, 2017.
  2. Purchases will be accepted until the close of business on Friday, February 23, 2018.
  3. Students may buy any required books, recommended books, and educational supplies.
  4. ALL PURCHASES MUST BE MADE BY THE DEADLINE DATE.

Students making purchases in the Bookstore will be required to have a College ID. IDs can be obtained in the Office of Student Life & Leadership (on the 2nd floor across from the Registration Office).

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